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Quote: Under federal rules, to be eligible for benefits a household's[1] income and resources must meet three tests:[2] ■Its gross monthly income — that is, its income before any of the program's deductions are applied — generally must be at or below 130 percent of the poverty line. For a family of three, the poverty line in federal fiscal year 2012 is $1,545 a month. Thus, 130 percent of the poverty line for a three-person family is $2,008 a month, or $24,096 a year. The poverty level is higher for bigger families and lower for smaller families.[3] ■Its net income, or income after deductions are applied, must be at or below the poverty line. ■Its assets must fall below certain limits: households without an elderly or disabled member must have assets of $2,000 or less, and households with an elderly or disabled member must have assets of $3,250 or less.[4] What counts as income? SNAP counts cash income from all sources, including earned income (before payroll taxes are deducted) and unearned income, such as cash assistance, Social Security, unemployment insurance, and child support. What counts as an asset? Generally, amounts that could be available to the household to purchase food, such as amounts in bank accounts, count as assets. Items that are not accessible, such as the household's home, personal property, and retirement savings, do not count. Most automobiles do not count. [5] States have the option to relax the asset limits, and many have done so. Who is not eligible? Some categories of people are not eligible for SNAP regardless of their income or assets, such as individuals who are on strike, all undocumented immigrants, and certain legal immigrants.[6] Unemployed childless adults who do not have disabilities are limited to three months of SNAP benefits every three years in many areas of the country, though this time limit currently is temporarily waived in most states because of high unemployment.